Average Loan Amount | $3,668 |
---|---|
Very Good Credit Score 740-799 | $3,102 |
Fair Credit Score 580-669 | $6,097 |
Total Interest Cost Difference | $2,995 |
Average Loan Amount | $11,342 |
---|---|
Very Good Credit Score 740-799 | $2,889 |
Fair Credit Score 580-669 | $6,325 |
Total Interest Cost Difference | $3,436 |
Average Loan Amount | $25,346 |
---|---|
Very Good Credit Score 740-799 | $3,625 |
Fair 580-669 | $7,471 |
Total Interest Cost Difference | $3,847 |
Average Loan Amount | $35,208 |
---|---|
Very Good 740-799 | $3,933 |
Fair Credit Score 580-669 | $8,640 |
Total Interest Cost Difference | $4,707 |
Average Loan Amount | $253,435 |
---|---|
Very Good Credit Score 740-799 | $219,660 |
Fair 580-669 | $261,076 |
Total Interest Cost Difference | $41,416 |
Fixing your credit score can help you save thousands of dollars by avoiding high-interest rates!
Book a free consultation. .
Repair: The use of goods or services to improve a consumer report, credit information, or personal information, including a credit record, credit history or credit rating. This means that credit repair programs are encouraged to be taken advantage of to clean up your credit score.
Credit Information:
Personal Information:
Consumer Reporting Agency:
Equifax Canada and TransUnion Canada creates consumer reports.
Are Credit Repair Programs Legal in Canada?
Yes, of course. Thanks to the CPA, it is legal for individuals to pursue credit repair programs as long as there is a written contract between all the parties.
How can we fix your credit score? There are the legal steps we take to remove unverifiable negative accounts from your credit report aggressively:
- Firstly, we analyze your Equifax and TransUnion Canada credit reports to find inaccurate or unverifiable negative accounts that are harming your credit health. Then we sent dispute letters to the credit bureaus. The dispute letters are carefully drafted by experienced lawyers, making the creditor prove that the account belongs to you and was delinquent. The burden of proof is with the creditor and not your responsibility.
- Once the credit bureaus receive our initial dispute letters, they will have 30 days to investigate our dispute and send in an updated credit report. There is a big chance that the argued accounts will be deleted/updated and eliminated from your credit history. Automatically, this increases your credit score. We will send dispute letters to each of your creditors demanding proof that you physically opened these accounts for each account that remains active. For example, if your signature is not correct on the reports, then the creditor can face hefty fines from the CPA, and you will be entitled to sue in civil court for defamation.
- Based on our activity in step 2, the creditors will have 30 days to provide evidence. Either the creditors will respond, indicating that they’ve removed the accounts from your credit reporting, or they will provide proof that the account belongs to you. If the creditors do not remove the account from your credit report, then we can prove on your behalf that the creditor does not have the right documentation on the history.
- If the account is not deleted, we will file a secondary dispute with Equifax and TransUnion, indicating that the creditor has failed to provide ample evidence. After 30 days, these accounts will be permanently deleted from your credit report.
NAB solutions credit repair services have helped many clients legally remove millions of questionable negative accounts from their credit reports. It is common practice for us to have late payments, collections, charge offs and bankruptcies removed from your credit report.
Rest assured that we can do the same for you. Contact NAB solutions today for a free personalized credit consultation to learn more about your credit rights. After a quick consultation with us, you will understand precisely how our credit repair services can help you improve your credit rating. With credit repair, you can achieve your financial goals quicker.
Disclaimer: NAB Solutions, located at Suite 290, 6815-8 Street NE Calgary, Alberta T2E 7H7, Canada, offers a range of financial solutions. Please note the following terms and conditions. Eligibility: All loans are subject to credit and underwriting approval. NAB Solutions acts as a facilitator, connecting borrowers with potential financial service providers. We are not a direct lender. Compliance: NAB Solutions partners exclusively with financial service providers that operate in strict accordance with Canadian laws and regulations. Loan Terms: Loan amounts offered by our partners range from $500 to $50,000, with varying repayment terms, spanning from 4 months to 60 months or more. Annual Percentage Rates (APRs): APRs for loans can range from 1.99% to 36%, based on an assessment of your credit profile by our partner lenders. Sample Calculation: As an illustration, if you borrow $500 and choose a 9-month repayment plan, your monthly installment would be $81.15. Over the entire loan term, you would pay a total of $730.35. This amount includes an optional loan protection policy offered by our partner. Missed Payment Fee: In the event of a missed payment, a fee of approximately $45 (dependent on the lender) may be charged by the lender. Default and Collections: If you default on your loan, your payment plan will be terminated, and our partner lenders may employ different collection methods to recover the remaining balance. Outstanding debts will be pursued within the confines of applicable laws. Fair Collection Practices: Our partner lenders adhere to fair collection practices and will treat borrowers with respect and fairness throughout the collection process.Please carefully review and understand these terms before proceeding with any financial arrangement through NAB Solutions. If you have any questions or concerns, don't hesitate to contact us for further clarification.