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Benefit from financial freedom by repairing your credit score!

We can find and dispute mistakes on your credit report.

Contact NAB solutions for accessible credit repair services in Canada!


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In-depth Credit Analysis

Custom Dispute letters submitted on your behalf

Learn how to benefit from our credit repair program.

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What is your credit score costing you? Fixing your credit score can help you save thousands of dollars by avoiding high-interest rates!

Repairing your credit is not a DIY project. Instead, rely on credit experts to work on your behalf. Creditors make you believe that you have no rights, but that is inaccurate! In Canada, you do have rights under the Canada Consumer Protect Act (CPA). The CPA protects individuals from being taken advantage of through unfair business practices.

What's your credit costing you?

Learn how to benefit from our credit repair program.

Fixing your credit score can help you save thousands of dollars by avoiding high-interest rates!

Book a free consultation.

The Canada Consumer Protection Act (CPA) outlines:

Credit Repair: The use of goods or services to improve a consumer report, credit information, or personal information, including a credit record, credit history or credit rating. This means that credit repair programs are encouraged to be taken advantage of to clean up your credit score.

This means any information about the consumer related to their residence, marital status, number of dependents, employment, education background, estimated yearly income, debt responsibilities, cost of living and current assets.

This means any evidence about your character, health conditions, unique characteristics and anything else crucial for determining your consumer character.

Equifax Canada and TransUnion Canada creates consumer reports.

Are Credit Repair Programs Legal in Canada?

Yes, of course. Thanks to the CPA, it is legal for individuals to pursue credit repair programs as long as there is a written contract between all the parties.

How can we fix your credit score? There are the legal steps we take to remove unverifiable negative accounts from your credit report aggressively:

  1. Firstly, we analyze your Equifax and TransUnion Canada credit reports to find inaccurate or unverifiable negative accounts that are harming your credit health. Then we sent dispute letters to the credit bureaus. The dispute letters are carefully drafted by experienced lawyers, making the creditor prove that the account belongs to you and was delinquent. The burden of proof is with the creditor and not your responsibility.
  2. Once the credit bureaus receive our initial dispute letters, they will have 30 days to investigate our dispute and send in an updated credit report. There is a big chance that the argued accounts will be deleted/updated and eliminated from your credit history. Automatically, this increases your credit score. We will send dispute letters to each of your creditors demanding proof that you physically opened these accounts for each account that remains active. For example, if your signature is not correct on the reports, then the creditor can face hefty fines from the CPA, and you will be entitled to sue in civil court for defamation.
  3. Based on our activity in step 2, the creditors will have 30 days to provide evidence. Either the creditors will respond, indicating that they’ve removed the accounts from your credit reporting, or they will provide proof that the account belongs to you. If the creditors do not remove the account from your credit report, then we can prove on your behalf that the creditor does not have the right documentation on the history.
  4. If the account is not deleted, we will file a secondary dispute with Equifax and TransUnion, indicating that the creditor has failed to provide ample evidence. After 30 days, these accounts will be permanently deleted from your credit report.

NAB solutions credit repair services have helped many clients legally remove millions of questionable negative accounts from their credit reports. It is common practice for us to have late payments, collections, charge offs and bankruptcies removed from your credit report.

Rest assured that we can do the same for you. Contact NAB solutions today for a free personalized credit consultation to learn more about your credit rights. After a quick consultation with us, you will understand precisely how our credit repair services can help you improve your credit rating. With credit repair, you can achieve your financial goals quicker.

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