In-Depth Credit Analysis: NAB Solution will provide you with an in-depth credit analysis that includes a detailed review of your credit history, including your credit report and score. This analysis will help you identify any errors or inaccuracies in your credit report that could be negatively impacting your score.
Custom Dispute Letters Submitted On Your Behalf: NAB Solution will prepare custom dispute letters on your behalf and submit them to the credit bureaus to challenge any errors or inaccuracies in your credit report. This service can help you improve your credit score and increase your chances of getting approved for loans and credit cards.
Learn how to benefit from our credit repair program.
What's your credit costing you?
Credit repair
| Average Loan Amount | $3,668 |
|---|---|
| Very Good Credit Score 740-799 | $3,102 |
| Fair Credit Score 580-669 | $6,097 |
| Total Interest Cost Difference | $2,995 |
| Average Loan Amount | $11,342 |
|---|---|
| Very Good Credit Score 740-799 | $2,889 |
| Fair Credit Score 580-669 | $6,325 |
| Total Interest Cost Difference | $3,436 |
| Average Loan Amount | $25,346 |
|---|---|
| Very Good Credit Score 740-799 | $3,625 |
| Fair 580-669 | $7,471 |
| Total Interest Cost Difference | $3,847 |
| Average Loan Amount | $35,208 |
|---|---|
| Very Good 740-799 | $3,933 |
| Fair Credit Score 580-669 | $8,640 |
| Total Interest Cost Difference | $4,707 |
| Average Loan Amount | $253,435 |
|---|---|
| Very Good Credit Score 740-799 | $219,660 |
| Fair 580-669 | $261,076 |
| Total Interest Cost Difference | $41,416 |
Fixing your credit score can help you save thousands of dollars by avoiding high-interest rates!
Book a free consultation. .
Benefit From Financial Freedom By
Repairing Your Credit Score!
We can find and dispute mistakes on your credit report.
Contact NAB solutions for accessible credit repair services in Canada!
Contact NAB solutions for accessible credit repair services in Canada!
The Canada Consumer Protection Act (CPA) outlines:
Consumer Protection
CPA
Repair: The use of goods or services to improve a consumer report, credit information, or personal information, including a credit record, credit history or credit rating. This means that credit repair programs are encouraged to be taken advantage of to clean up your credit score.
Credit Information:
This means any information about the consumer related to their residence,marital status, number of dependents, employment, education background,estimated yearly income, debt responsibilities, cost of living and current assets.
Personal Information:
This means any evidence about your character, health conditions, unique characteristics and anything else crucial for determining your consumer character.
Consumer Reporting Agency:
Equifax Canada and TransUnion Canada creates consumer reports.
Are Credit Repair Programs Legal in Canada?
Yes, of course. Thanks to the CPA, it is legal for individuals to pursue credit repair programs as long as there is a written contract between all the parties.
How can we fix your credit score? There are the legal steps we take to remove unverifiable negative accounts from your credit report aggressively:
- Firstly, we analyze your Equifax and TransUnion Canada credit reports to find inaccurate or unverifiable negative accounts that are harming your credit health. Then we sent dispute letters to the credit bureaus. The dispute letters are carefully drafted by experienced lawyers, making the creditor prove that the account belongs to you and was delinquent. The burden of proof is with the creditor and not your responsibility.
- Once the credit bureaus receive our initial dispute letters, they will have 30 days to investigate our dispute and send in an updated credit report. There is a big chance that the argued accounts will be deleted/updated and eliminated from your credit history. Automatically, this increases your credit score. We will send dispute letters to each of your creditors demanding proof that you physically opened these accounts for each account that remains active. For example, if your signature is not correct on the reports, then the creditor can face hefty fines from the CPA, and you will be entitled to sue in civil court for defamation.
- Based on our activity in step 2, the creditors will have 30 days to provide evidence. Either the creditors will respond, indicating that they’ve removed the accounts from your credit reporting, or they will provide proof that the account belongs to you. If the creditors do not remove the account from your credit report, then we can prove on your behalf that the creditor does not have the right documentation on the history.
- If the account is not deleted, we will file a secondary dispute with Equifax and TransUnion, indicating that the creditor has failed to provide ample evidence. After 30 days, these accounts will be permanently deleted from your credit report.
NAB solutions credit repair services have helped many clients legally remove millions of questionable negative accounts from their credit reports. It is common practice for us to have late payments, collections, charge offs and bankruptcies removed from your credit report.
Rest assured that we can do the same for you. Contact NAB solutions today for a free personalized credit consultation to learn more about your credit rights. After a quick consultation with us, you will understand precisely how our credit repair services can help you improve your credit rating. With credit repair, you can achieve your financial goals quicker.
Factors That Make Us The Preferred Choice
Free Credit Consultation
We understand how frustrating, stressful and confusing fixing your credit can be. That is why we are here to help. Every day we help Canadians like you regain financial confidence with our credit repair services. A consultation is free, thus making your life easier. Schedule the most convenient time for you, and we will be happy to improve your credit rating!
In-Depth Credit Analysis
Meet with one of our professional credit repair specialists for customized,in-depth credit analysis. Learn what can and cannot be removed from your credit report. Learn exactly what your rights are and how you can become empowered to achieve a positive credit rating.
Custom Dispute Letters Submitted On Your Behalf
Firstly, we will need access to your Equifax and TransUnion credit reports to identify inaccurate claims damaging your credit rating and credit history. We then work with our in-house lawyers to carefully draft dispute letters on your behalf.
Secondly, it takes approximately 30 days for the credit bureaus to respond to our dispute letters. After 30 days, Equifax and TransUnion can either delete or maintain the subjected accounts. If the accounts were not deleted, we would then draft dispute letters to your creditors. The onus of proof is on the creditors to prove that you in fact opened the account.
Thirdly, the creditors have 30 days to provide evidence that demonstrates you physically and willingly opened such accounts. If the creditor refuses to provide any evidence, we prove that the evidence does not exist.
Fourthly, we then send the creditor’s response to the credit bureaus indicating that the creditor failed to provide sufficient evidence. After 30 days, the delinquent accounts are removed from your credit history permanently.
This 4-part process is how NAB solutions legally and assertively work for you to remove negative accounts from your credit history. Our customized legal dispute letters are essential to improving bad credit and eliminating it for good.
Disclaimer: NAB Solutions, located at 2700 685 Centre Street SW, Calgary, Alberta, T2G5P6, offers a range of financial solutions. Please note the following terms and conditions. Eligibility: All loans are subject to credit and underwriting approval. NAB Solutions acts as a facilitator, connecting borrowers with potential financial service providers. We are not a direct lender. Compliance: NAB Solutions partners exclusively with financial service providers that operate in strict accordance with Canadian laws and regulations. Loan Terms: Loan amounts offered by our partners range from $500 to $50,000, with varying repayment terms, spanning from 4 months to 60 months or more. Annual Percentage Rates (APRs): APRs for loans can range from 1.99% to 36%, based on an assessment of your credit profile by our partner lenders. Sample Calculation: As an illustration, if you borrow $500 and choose a 9-month repayment plan, your monthly installment would be $81.15. Over the entire loan term, you would pay a total of $730.35. This amount includes an optional loan protection policy offered by our partner. Missed Payment Fee: In the event of a missed payment, a fee of approximately $45 (dependent on the lender) may be charged by the lender. Default and Collections: If you default on your loan, your payment plan will be terminated, and our partner lenders may employ different collection methods to recover the remaining balance. Outstanding debts will be pursued within the confines of applicable laws. Fair Collection Practices: Our partner lenders adhere to fair collection practices and will treat borrowers with respect and fairness throughout the collection process.Please carefully review and understand these terms before proceeding with any financial arrangement through NAB Solutions. If you have any questions or concerns, don't hesitate to contact us for further clarification.